Fill Out the Application
Our 2-minute online form asks for basic personal information: your name, address, date of birth, Social Security Number, and income. All data is transmitted using 256-bit SSL encryption. No credit check is performed — your credit score is not a factor in our approval decision.
Get Instantly Approved
Once you submit, our system verifies your identity in real time. If you are 18+ and can confirm your identity, you will receive an instant approval decision for a $1,000 Visa credit card. You will then review and sign your cardholder agreement electronically.
Enroll in Identity Protection
To activate your card, you must enroll in one of our identity protection partner plans starting at just $1 for a trial. This enrollment serves as mandatory identity insurance on your $1,000 credit limit and satisfies our issuing bank's underwriting requirements.
Receive Your Card
After your identity protection enrollment is confirmed, your PrestigeVisa card enters manufacturing and is shipped to your registered address via standard USPS mail. Cards typically arrive within 5–7 business days. Expedited shipping is available for an additional fee.
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