Premium Features, Guaranteed Access
Every PrestigeVisa cardholder receives the same premium features, regardless of credit history.
$1,000 Credit Limit
Receive a guaranteed $1,000 credit limit upon successful identity verification. Use it anywhere Visa is accepted worldwide.
Worldwide Acceptance
Shop at millions of merchants in 200+ countries and territories. Used wherever Visa is accepted — in-store, online, and over the phone.
Credit Score Building
We report your payment history to all three major credit bureaus — Equifax, Experian, and TransUnion — every month to help build your score.
$0 Fraud Liability
If your card is lost or stolen, you pay $0 for unauthorized purchases. Our 24/7 fraud monitoring automatically detects suspicious activity.
Mobile & Online Banking
Manage your account 24/7 from our secure online portal or mobile app. Pay bills, view statements, and monitor spending in real time.
Real-Time Alerts
Get instant SMS and email notifications for every purchase, payment, and balance update. Stay in full control of your spending.
Contactless Payments
Tap to pay with NFC technology at millions of compatible terminals. Fast, secure, and hygienic — no card insertion needed.
Travel Benefits
Accepted worldwide with no foreign transaction fees for eligible transactions. Emergency card replacement and cash advance available globally.
Credit Limit Increases
Demonstrate responsible use and you may qualify for credit limit increases over time, starting as early as 6 months after activation.
Rates & Fees
Rates and fees are subject to change. The information above reflects current standard terms. See the Cardholder Agreement for complete details.